Question: I’m now 39, and in a better place in my life than I was roughly 10 years ago, when I decided to take out over $100,000 in student loans to attend a food policy and nutrition master’s program. The program was the only master’s program I got into, and I didn’t care what the cost was — I didn’t even look at what I was signing. The loan payments are too expensive, even though I’m now a nutrition and public health consultant who works on a contractual basis, and I make a good salary — $110,000 a year.

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